- Consolidate the position in the segment of individuals supporting
itself in broadening the commercial capacity of its channels of
distribution.
- Consolidate participation in the corporate segment.
- Promote the taking of deposits in foreign currency.
- Prepare and undertake the country’s new payment and collection
policy.
- Seek for joint solutions in the banking system to improve pension
payment services in Havana City, among others.
- Broad the Automated Teller Machine network, mainly in the capital.
- Increase cash operations through the Post of Sales.
During the 2001 fiscal year, BPA ratified itself
as leader in individual banking by granting significant financing
which has benefited the population in general and carrying on transcendent
social tasks; it concentrates 96,2 percent of the deposit held by
the population with more than 4,2 million accounts. That is to say,
approximately, 40,0 percent of the Cuban population is a customer
of BPA.
This stage showed an increase of 29,0 percent in the portfolio
of loans to natural individuals, keeping up a portfolio of 414,5
thousand loans to acquire goods and services and in cash, amounting
up to 659,1 millions pesos, with the granting of 107,7 thousand
new credits for this concept, representing an amount over 378 million
pesos.
BPA counts on the necessary means to keep up an
active presence in the corporate market, thus offering a wide spectrum
of financial products and services, such as loans, lines of credit,
leasing, factoring, bill discount, etc.
The growth of the financing portfolio evidences consolidation of
this function, since it reached an increase of 595,2 million pesos
in relation to the 2000, with a final balance of 2 484,9 million
pesos at the end of the fiscal year. This is the highest level ever
reached by Banco Popular de Ahorro. Financing in
foreign currency for 56,7 million dollars were also granted, basically
to enterprises in the national economy.
Banco Popular de Ahorro finances activities of
the productive and service sectors as a result of carrying on business
jointly with the Netherlands Caribbean Bank and Corporación
Financiera Habana, in which it holds 25,0 percent and 40,0 percent
of the shares, respectively.
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